Policyholder Responsibilities

Dwelling, Homeowner’s Unit-owner’s and Renter’s insurance policies are legal contracts. Read your policy and be sure you understand it. The HPIA does not estimate the fair market value of your property, the cost to rebuild property, or the cost of labor and materials in your, or any other area, or determine the appropriateness of the coverage you request. Contact a licensed insurance agent and have the agent assist you with your particular coverage requirements.